{"id":22571,"date":"2024-06-06T22:27:11","date_gmt":"2024-06-06T17:27:11","guid":{"rendered":"https:\/\/newashgabat.com\/?p=22571"},"modified":"2024-06-06T22:27:11","modified_gmt":"2024-06-06T17:27:11","slug":"milli-garassyzlyk-we-maliye-bank-ulgamy","status":"publish","type":"post","link":"https:\/\/newsashgabat.com\/?p=22571","title":{"rendered":"Milli Gara\u015fsyzlyk we mali\u00fde bank ulgamy"},"content":{"rendered":"<p>Islendik d\u00f6wleti\u0148 durnukly \u00f6s\u00fc\u015finde onu\u0148 mali\u00fde-ykdysady ulgamyna uly orun degi\u015flidir. Pul dolany\u015fygyny akylly-ba\u015fly \u00fd\u00f6redip, onu\u0148 h\u00fcmmetini\u0148 durnukly \u00fdagda\u00fdda saklanmagyny gazanmak bolsa bu sy\u00fdasaty\u0148 netijeliligine baglydyr. \u015eo\u0148a g\u00f6r\u00e4-de, bu ulgamy \u00fcst\u00fcnlikli \u00f6sd\u00fcrmek hormatly Prezidentimizi\u0148 d\u00f6wlet sy\u00fdasatynda ileri tutul\u00fdan ugurlary\u0148 biri hasaplan\u00fdar.<\/p>\n<p>T\u00fcrkmenistanda Gara\u015fsyzlyk \u00fdyllarynda alnyp barlan sazla\u015fykly d\u00f6wlet sy\u00fdasaty netijesinde, milli bank ulgamy kemala getirildi. Onu\u0148 hereket etmegini\u0148 bin\u00fdadynda go\u00fdlan d\u00fc\u00fdpli \u00fd\u00f6relgeler durmu\u015f ugurly ykdysady\u00fdeti\u0148 talaplaryna la\u00fdyk gel\u00fd\u00e4r. Ge\u00e7en \u00fdyllary\u0148 dowamynda \u00fdurdumyzda iki derejeli bank ulgamy d\u00f6redildi. H\u00e4zir hem hereket ed\u00fd\u00e4n bu ulgam T\u00fcrkmenistany\u0148 Merkezi bankyndan we d\u00fcrli e\u00fde\u00e7ilik g\u00f6rn\u00fc\u015fi bolan dokuz sany bankdan ybaratdyr. Bu ulgamy\u0148 durnukly hereket etmegi \u00fdurdu\u0148 ykdysady\u00fdetini\u0148 b\u00e4sde\u015flige ukyplylygyny \u00fdokarlandyrmagy\u0148 hem-de d\u00fcn\u00fd\u00e4ni\u0148 ykdysady gi\u0148i\u015fligine go\u015fuly\u015fmagy\u0148 a\u00fdgytla\u00fdjy \u015ferti bolup \u00e7yky\u015f ed\u00fd\u00e4r.<\/p>\n<p>Gara\u015fsyzlyk \u00fdyllarynda \u00fdurdumyzy\u0148 banklary ykdysady\u00fdeti\u0148 d\u00fcrli pudaklaryny karz seri\u015fdeleri bilen \u00fcpj\u00fcn etmekde m\u00f6h\u00fcm orny e\u00fdeledi. Hormatly Prezidentimizi\u0148 tab\u015fyrygy bilen \u00fdurdumyzy\u0148 karz edaralary tarapyndan da\u00fdhan hojalyklaryny \u00f6sd\u00fcrmek we oba hojalyk \u00f6n\u00fcmlerini ga\u00fdtadan i\u015flemek, senagaty we hyzmatlar ulgamyny \u00f6sd\u00fcrmek \u00fc\u00e7in karz seri\u015fdeleri beril\u00fd\u00e4r. \u015eunu\u0148 bilen bir hatarda, \u00fdurdumyzda teleke\u00e7ileri\u0148 \u00f6n\u00fcm\u00e7iliklerini d\u00f6retm\u00e4ge \u00fda-da gi\u0148eltm\u00e4ge g\u00f6n\u00fckdirilen ma\u00fda go\u00fdum taslamalaryna karz goldawyny bermek bo\u00fdun\u00e7a maksatnamany\u0148 \u00e7\u00e4klerinde hususy haryt \u00f6nd\u00fcrijileri karzla\u015fdyrmak \u00fdaly ugurlary\u0148 hasabyna uzak m\u00f6hletli karzla\u015fdyrmak g\u00fc\u00fd\u00e7li depginde \u00f6sd\u00fcril\u00fd\u00e4r. H\u00f6d\u00fcrlen\u00fd\u00e4n karz seri\u015fdelerini\u0148 \u00fde\u0148illikli \u015fertlerde beril\u00fd\u00e4ndigini hem bellemelidiris. Munu\u0148 \u00f6zi e\u00fde\u00e7iligi\u0148 d\u00f6wlete dahylsyz g\u00f6rn\u00fc\u015fi bolan karz alyjy k\u00e4rhanalary\u0148 sanyny\u0148 artmagyny \u015fertlendirdi.<\/p>\n<p>H\u00e4zirki wagtda berke\u00fd\u00e4n bazar gatna\u015fyklary we gi\u0148 gerimli \u00f6zgertmeler d\u00f6wr\u00fcnde banklary\u0148 ygtybarlylygyny we durnuklylygyny \u00fcpj\u00fcn etmekde \u00abT\u00fcrkmenistany\u0148 bank ulgamyny \u00f6sd\u00fcrmegi\u0148 2011 \u2014 2030-njy \u00fdyllar \u00fc\u00e7in D\u00f6wlet maksatnamasy\u00bb uly go\u015fant go\u015f\u00fdar. \u00ddurdumyzy\u0148 bank ulgamyny\u0148 ygtybarlylygyny\u0148 \u00fdokarlandyrylmagy \u015fol maksatnamany\u0148 doly durmu\u015fa ge\u00e7irilmegini\u0148 esasy netijesidir. Ge\u00e7en \u00fdyl T\u00fcrkmenistany\u0148 \u00abHalkbank\u00bb d\u00f6wlet t\u00e4jir\u00e7ilik bankyny\u0148 hukuk g\u00f6rn\u00fc\u015fini\u0148 \u00fc\u00fdtgedilip, pa\u00fddarlar t\u00e4jir\u00e7ilik bankyna \u00f6wr\u00fclmegini, \u015fu \u00fdyly\u0148 12-nji aprelinde bolsa pa\u00fdtagtymyzda birbada iki banky\u0148 T\u00fcrkmenistany\u0148 \u00abT\u00fcrkmenba\u015fy\u00bb d\u00f6wlet t\u00e4jir\u00e7ilik bankyny\u0148 hem-de \u00abSenagat\u00bb pa\u00fddarlar t\u00e4jir\u00e7ilik bankyny\u0148 t\u00e4ze binalaryny\u0148 a\u00e7ylyp, ulanylmaga berilmegini bu ulgamdaky guwandyryjy \u00fcst\u00fcnlikleri\u0148 hatarynda g\u00f6rkezmek bolar.<\/p>\n<p>So\u0148ky \u00fdyllarda milli Liderimizi\u0148 tab\u015fyryklary esasynda \u00fdurdumyzy\u0148 ykdysady\u00fdetini\u0148 \u00e4hli ulgamlaryny, \u015fol sanda mali\u00fde-bank ulgamyny\u0148 i\u015fini sanlyla\u015fdyrmaga uly \u00e4hmi\u00fdet beril\u00fd\u00e4r. M\u00e4lim bol\u015fy \u00fdaly, 2009-njy \u00fdylda \u00abAltyn asyr\u00bb milli kartly t\u00f6leg ulgamy i\u015fe girizildi. Bu ulgam tapgyrla\u00fdyn k\u00e4mille\u015fdirilip, \u00f6s\u00fc\u015fi\u0148 ilkinji 10 \u00fdylynda me\u00fdille\u015fdirilen sepgitlere \u00fcst\u00fcnlikli \u00fdetdi. Ilkinji tapgyrlarda bank kartlaryny\u0148 di\u0148e bir g\u00f6rn\u00fc\u015fi, \u00fdagny a\u00fdlyk z\u00e4hmet haky ge\u00e7iril\u00fd\u00e4n bank kartlary m\u00fc\u015fderilere h\u00f6d\u00fcrlenen bolsa, h\u00e4zirki wagtda ilaty\u0148 \u00e4hli gatlagy, \u00fdagny \u00e7agalar, talyplar, pensionerler, d\u00f6wlet k\u00f6mek pullaryny al\u00fdanlar, teleke\u00e7ilik i\u015fini alyp bar\u00fdan i\u015few\u00fcrler degi\u015fli bank kartlary, \u015fol sanda \u00abMa\u015fgala\u00bb, \u00abGo\u00fdum bank karty\u00bb, \u00abOwerdraft\u00bb kartlary bilen \u00fcpj\u00fcn edildi. Ilkinji tapgyrlarda kartlardaky seri\u015fdeleri bankomatlardan nagt g\u00f6rn\u00fc\u015fine \u00f6w\u00fcrmek m\u00fcmkin\u00e7iligi d\u00f6redilen bolsa, h\u00e4zir hasapla\u015fygy\u0148 \u00e4hli ulgamlarynda nagt d\u00e4l hasapla\u015fyga ge\u00e7ilip, hyzmatlar has d\u00f6wrebapla\u015fdyryldy we amatly g\u00f6rn\u00fc\u015fe getirildi. Ilata halkara \u00abVISA\u00bb we \u00abMasterCard\u00bb bank kartlary hem h\u00f6d\u00fcrlenilip, olary\u0148 e\u00fdelerine hasabyndaky seri\u015fdelerden da\u015fary \u00fdurtlarda-da pe\u00fddalanmaga m\u00fcmkin\u00e7ilik d\u00f6redildi. Halkara bank kartlary d\u00fcn\u00fd\u00e4ni\u0148 iri s\u00f6wda kompani\u00fdalaryny\u0148 internet d\u00fckanlaryndan onla\u00fdn s\u00f6wda etm\u00e4ge hem m\u00fcmkin\u00e7ilik ber\u00fd\u00e4r. Ilde\u015flerimiz T\u00fcrkmenistany\u0148 \u00e7\u00e4ginde \u00abAltyn asyr\u00bb bank karty bilen onla\u00fdn s\u00f6wda etm\u00e4ge, jemagat, Internet, IP tele\u00fda\u00fdlymlary, \u00f6\u00fd telefony \u00fdaly hyzmatlar \u00fc\u00e7in t\u00f6leg ge\u00e7irm\u00e4ge, u\u00e7arlar we otlular \u00fc\u00e7in petekleri onla\u00fdn g\u00f6rn\u00fc\u015fde satyn almaga hem-de be\u00fdleki gi\u0148 m\u00fcmkin\u00e7iliklere e\u00fde boldular.<\/p>\n<p>Bulary\u0148 \u00e4hlisi \u00fdurdumyzy\u0148 mali\u00fde-bank ulgamyny d\u00f6wrebapla\u015fdyrmak bo\u00fdun\u00e7a Gara\u015fsyzlyk \u00fdyllarynda alnyp barlan we durmu\u015fa orna\u015fdyryl\u00fdan i\u015fleri\u0148 d\u00f6wr\u00fc\u0148 talabyna la\u00fdyklykda barha k\u00e4mille\u015fdiril\u00fd\u00e4ndigini, milli ykdysady\u00fdetimizi durnukly \u00fdagda\u00fdda saklamakda bu ulgamy\u0148 m\u00f6h\u00fcm orun e\u00fdele\u00fd\u00e4ndigini a\u00fddy\u0148lygy bilen g\u00f6rkez\u00fd\u00e4r. Hormatly Prezidentimizi\u0148 ba\u015ftutanlygynda bu ugurdaky \u00f6zgertmeleri\u0148 has-da rowa\u00e7lyklara beslenjekdigine t\u00fc\u00fds \u00fd\u00fcrekden ynan\u00fdarys.<\/p>\n<p style=\"text-align: right;\">\u00a0<strong><em>Amanow D\u00f6wlet, <\/em><\/strong><\/p>\n<p style=\"text-align: right;\"><strong><em>Halkara ynsanperwer ylymlary we \u00f6s\u00fc\u015f uniwersitetini\u0148 talyby, <\/em><\/strong><\/p>\n<p style=\"text-align: right;\"><strong><em>A\u00fdna MUHAMMEDOWA, <\/em><\/strong><\/p>\n<p style=\"text-align: right;\"><strong><em>Halkara ynsanperwer ylymlary we \u00f6s\u00fc\u015f uniwersitetini\u0148, <\/em><\/strong><\/p>\n<p style=\"text-align: right;\"><strong><em>Mali\u00fde kafedrasyny\u0148 mugallymy. <\/em><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Islendik d\u00f6wleti\u0148 durnukly \u00f6s\u00fc\u015finde onu\u0148 mali\u00fde-ykdysady ulgamyna uly orun degi\u015flidir. Pul dolany\u015fygyny akylly-ba\u015fly \u00fd\u00f6redip, onu\u0148 h\u00fcmmetini\u0148 durnukly \u00fdagda\u00fdda saklanmagyny gazanmak bolsa bu sy\u00fdasaty\u0148 netijeliligine baglydyr. \u015eo\u0148a g\u00f6r\u00e4-de, bu ulgamy \u00fcst\u00fcnlikli \u00f6sd\u00fcrmek hormatly Prezidentimizi\u0148 d\u00f6wlet sy\u00fdasatynda ileri tutul\u00fdan ugurlary\u0148 biri hasaplan\u00fdar. T\u00fcrkmenistanda Gara\u015fsyzlyk \u00fdyllarynda alnyp barlan sazla\u015fykly d\u00f6wlet sy\u00fdasaty netijesinde, milli bank ulgamy kemala getirildi. Onu\u0148 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1],"tags":[],"_links":{"self":[{"href":"https:\/\/newsashgabat.com\/index.php?rest_route=\/wp\/v2\/posts\/22571"}],"collection":[{"href":"https:\/\/newsashgabat.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsashgabat.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsashgabat.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/newsashgabat.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22571"}],"version-history":[{"count":1,"href":"https:\/\/newsashgabat.com\/index.php?rest_route=\/wp\/v2\/posts\/22571\/revisions"}],"predecessor-version":[{"id":22572,"href":"https:\/\/newsashgabat.com\/index.php?rest_route=\/wp\/v2\/posts\/22571\/revisions\/22572"}],"wp:attachment":[{"href":"https:\/\/newsashgabat.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsashgabat.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsashgabat.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}